Sarah Ann Wayne’s heritage was very distinguished, with long lines in the Wayne, Fisher, and van der Grift families. Her great-granddaughter, Jane Lloyd-Crawford writes –

Sarah was 24 when she married Henry on June 6, 1866… Sarah’s father was very much against their marriage and threatened to disinherit her. We can imagine that a wounded soldier & shoemaker was scarcely considered a good match for a young woman of the celebrated Anthony Wayne family... In spite of her father’s objections, she went ahead with the wedding. When Edward Fisher Wayne died he willed a proportionate amount to Sarah in a trust fund that she herself was never to receive, but she was to receive the interest from this fund and then the trust fund was to be divided among Sarah’s children after her death…
We have records of the first six children’s births occurring in Philadelphia…
It appears that, at this point, the Lloyds moved to Colorado.
They farmed at Barr for a period of time… The move from cosmopolitan Philadelphia to rustic Colorado must have been a dramatic change for Sarah. The attempt at farming at Barr was not a role for which her upbringing had prepared her…
The family moved to Denver about 1885. They lived in many different houses while the children were growing up… In 1898 when his son, Albert, enlisted in the Spanish-American War he listed the addresses of his parents separately… Henry worked in shoe shops as his health would permit. Sarah’s father had died in 1882 so that she had some income from the trust fund interest…
Henry died in 1911 and Sarah moved to 1219 East 34th Street. Her last few years must have been lonely ones. She lived [a] very simple life and only one of her children lived in Denver then. Her grandchildren do not recollect her as an affectionate person and didn’t especially enjoy their Sunday afternoon visit…
The children would invariably be naughty and Sarah would say she was “getting disturbed” so that Howard would have to quiet them in order to complete his visit and the repairs needed on the house.114

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Her father’s will is a little different from the report above. It makes provision, after the death of his wife Frances, to have “four thousand dollars of my estate invested for the benefit of my daughter Sarah Ann Lloyd wife of Henry Lloyd the interest of which I wish paid to her as it accures.”233 In a codicil two years later, after legacies of $1,000 to charity, it leaves “the residue to be divided between my children Sarah Ann Lloyd, Albert B. Wayne, & Edward H. Wayne, I having given to my son Walter and his family a Home it will be fully equivalent to what his additional share would have been.” I have not been able to identify when Frances died; it may have been in the interval between the original will and the codicil.